Europe is champion in regulation. We help them enforce it, and protect consumers.

The brands Europe trusts are still publishing

est.29,861possible regulatory violations.
Regulatory policy
Industry

We sample up to 10000 public web pages per company and screen them against rules in 2 policy areas: EmpCo (EU 2024/825), MiFID II and more. Totals per site are estimated from the sample. A signal is a possible issue for review, not a legal finding.

4,695,905
public pages found
1,380
critical signals in the sample
597
est. signals per brand
4%
of sampled pages flagged
Banking

Banks under three rulebooks at once.

Product pages, rate tables and sustainability reporting fall under consumer, financial and green-claims rules. We sample each bank's public site and flag possible issues for review.

875
est. signals
5,446
pages found
46
critical
10%
pages flagged
Insurance & pensions

Where cover, projections and fund labels meet the page.

Insurers and pension providers publish investment-linked products next to sustainability claims. We sample their public sites for both.

358
est. signals
9,359
pages found
42
critical
4%
pages flagged
Airlines

Climate language on the most scrutinised product in Europe.

Airlines were among the first targets of greenwashing enforcement. We sample their public sites for environmental claims.

162
est. signals
230,845
pages found
3
critical
0%
pages flagged
Retail & grocery

The largest estates, the most product claims.

Retailers publish more product pages than any other sector in the index. We sample them for environmental claims.

17,474
est. signals
3,102,266
pages found
30
critical
2%
pages flagged
–H&Mhm.comToo few public pages to sample.Not measured
Telecom

Network, devices and the green tariff.

Telecom brands market refurbished devices, green networks and climate targets. We sample their public sites for environmental claims.

2,970
est. signals
33,976
pages found
276
critical
6%
pages flagged
Energy & utilities

Green tariffs and climate targets, page by page.

Energy companies make more environmental claims than any other sector. We sample their public sites and flag possible issues for review.

3,681
est. signals
22,500
pages found
551
critical
12%
pages flagged
Automotive

Range, emissions and electrification claims.

Carmakers market electrification and climate targets side by side. We sample their public sites for environmental claims.

1,287
est. signals
1,260,843
pages found
64
critical
2%
pages flagged
Food & beverage

Packaging, sourcing and climate claims on the shelf and online.

Food and drink brands make recyclability, sourcing and climate claims at scale. We sample their public sites for environmental claims.

3,054
est. signals
30,670
pages found
368
critical
9%
pages flagged
Regulators across Europe

The supervisors behind the rules we check.

These are authorities whose laws and guidance the rules are written against. Below are the policy areas this edition measures, with the estimated signals in each.

Green claims & ESG est.29,760
EmpCo (EU 2024/825)
Financial promotions est.101
MiFID IIMiCAR

What counts as a signal, and what does not.

01

Public web pages, nothing private

Up to 10000 pages per company, sampled from the URLs in its public sitemaps. No logged-in areas, and no social posts, ads or emails in this edition.

02

A rule, not an opinion

Each signal maps to a rule written against a clause: a directive, a national code or an accessibility criterion. Every rule also lists what is not a violation, to keep compliant copy out of the count.

03

Software screens, people explain

A screening model (jev-1.13.0) reads the sample. A signal is a possible issue for review, not a legal finding. Only explanations a specialist has approved are published as findings.

Edition: October 2026. Totals marked "est." extrapolate each company's sample to the number of pages in its sitemaps, so they are estimates, not counts.

FAQ

Greenwashing, EmpCo and MiFID II: questions and answers

What is the EmpCo directive (EU 2024/825)?

The Empowering Consumers for the Green Transition directive, Directive (EU) 2024/825, amends the Unfair Commercial Practices Directive (2005/29/EC) and the Consumer Rights Directive (2011/83/EU) to stop greenwashing and early obsolescence. EU member states had to transpose it by 27 March 2026, and the new rules apply from 27 September 2026 to every business that sells to consumers in the EU. The EmpCo directive explained

What are regulatory violations under the EmpCo directive?

EmpCo adds practices to the EU blacklist of commercial practices that are always unfair. Examples: generic environmental claims such as "eco-friendly", "green" or "climate friendly" without recognised excellent environmental performance; sustainability labels that are not based on a certification scheme or set up by a public authority; environmental claims about a whole product or company when they only concern one part; claims that a product is climate neutral, CO2 neutral or has a reduced impact because emissions are offset; and presenting legal requirements as a special feature. Future claims such as "net zero by 2030" are misleading without a detailed, realistic implementation plan that an independent expert verifies.

Does the EmpCo directive ban the word "sustainable"?

No. EmpCo bans generic environmental claims that a company cannot back with recognised excellent environmental performance. A specific, verifiable claim stays allowed, for example "packaging made from 80% recycled cardboard". "Sustainable", "green" or "responsible" on their own, without saying concretely what they refer to, become a risk.

Can a company still call a product climate neutral or CO2 neutral under EmpCo?

Not when the claim rests on offsetting greenhouse gas emissions. From 27 September 2026 claims that a product has a neutral, reduced or positive impact on the environment because emissions are offset are banned in the EU. A company can still report factually on the offsetting projects it supports, as long as it does not present the product as climate neutral.

What are the fines for greenwashing under the EmpCo directive?

EmpCo is enforced through the national rules on unfair commercial practices, so consumer authorities such as the ACM in the Netherlands can order changes and impose fines. Under the Unfair Commercial Practices Directive, as amended by the Omnibus Directive (EU) 2019/2161, the maximum fine for widespread infringements must be at least 4% of the trader's annual turnover in the member states concerned, or at least €2 million when turnover data are not available.

How do you comply with the EmpCo directive?

Start with an inventory of every environmental claim on your website, product pages, packaging texts, ads and social posts. Then remove or specify generic terms, back claims with recognised labels or verifiable, dated data, drop offset-based neutrality claims, check every sustainability label, and only make future claims with a published, independently verified plan. Typetone does this at scale: it scans all your pages and content against an EmpCo rule set, flags each possible violation with an explanation and a compliant rewrite, and routes it through review before anything changes. Request an EmpCo scan

What are the MiFID II rules for financial marketing communications?

Article 24(3) of MiFID II requires information to clients, including marketing communications, to be fair, clear and not misleading, and marketing to be recognisable as marketing. Article 44 of Delegated Regulation (EU) 2017/565 adds concrete rules: benefits may not be stressed without a fair and prominent indication of the risks, past performance may not be the most prominent feature and must come with the warning that it is not a reliable indicator of future results, and tax benefits must say that the tax treatment depends on individual circumstances and may change. MiFID II marketing rules

How can banks and insurers check their marketing for MiFID II compliance at scale?

Manual review cannot keep up with thousands of product pages, campaign texts and social posts. Typetone checks financial marketing against MiFID II rules, such as missing risk warnings, past performance without the required warning and tax benefits without a qualifier, flags the passages with an explanation and a compliant alternative, and keeps the approval trail for your compliance team. Talk to Typetone

What is the Compliance Violation Index?

The Compliance Violation Index by Typetone measures possible regulatory issues on the public websites of Europe's best-known brands. Each edition samples up to 10,000 public pages per company and screens them against rule sets for the EmpCo directive and MiFID II. The index publishes aggregated numbers only: a signal is a possible issue for review, not a legal finding.

How does the Compliance Violation Index decide a page has a possible violation?

A decision model answers one narrow yes/no question per rule for every sampled page, for example whether a generic environmental term is used as a claim without substantiation. A page counts as a signal when the model's probability is at least 0.75. The rule sets were tested against violations that human compliance reviewers had confirmed or dismissed.

Our company is in the index. How do we get a full report?

The index only shows aggregated numbers from a sample. Typetone can run a full scan of your website and content, with every possible issue, the rule it concerns, an explanation and a suggested rewrite. Request a full scan

Your estate is in here somewhere. Find out before a regulator does.

One month, one fixed price, every public asset you own. You get the findings, the clause behind each one and the fix, ranked by exposure.